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Texas Repossession Laws - Repo Laws

 

 

Because the Repossession Laws - Repo Laws may change from time to time, please check the Texas Courts website for updated and complete Repossession Laws - Repo Laws in Texas.

 


 

Repossession Laws - Repo Laws in Texas:

 

Where do I refer to for Title or License Registration?

For state Title and License Information, refer to:

 

Texas State Department of Transportation, Division of Motor Vehicles, 4000 Jackson Ave., Austin, Texas 78738. Tel: (512) 465-7611

Security Interests:

Shown on title held by lienholder.

 

Recording Requirements:

Per the Uniform Commercial Code adopted July, 1966: Must be filed in the office of Clerk of County where mortgagor resides, or where property is located, if mortgagor is non-resident; but does not apply to motor vehicles.

Recovery Requirements:

As per the UCC, repossession is allowed and permitted as long as it is peaceful.

Redemption Requirements:

Ten (10) day redemption.

Deficiency Requirements:

Confession of judgment notes are invalid but deficiency is permitted if so stated in lien instrument.

Special Motor Vehicle Provisions:

All liens must appear on Certificate of Title to be valid against third parties. Lien is noted by the State Highway Department on receipt of the certificate until paid.

Documents Required to Transfer Ownership of Motor Vehicle:

Certificate of title in lienholder's name or debtor's name with lien release, affidavit of repossession certified copy of lien instrument, notarized Power of Attorney. Contact local agent for further details.

 

Documents Required for Liquidation:

Repossession affidavit (D12-264) if Texas title; out of state repossession affidavits accepted.

 

Plates:

Remain with the vehicle.

 

All recovery requirements and fees are current as of 2002.

 


 

Repossession-Laws.com does not warrant the accuracy of these Repossession Laws - Repo Laws or recovery requirements. The Repossession Laws - Repo Laws or recovery requirements listed on Repossession-Laws.com are only a starting point for reference, and are not meant to be legal advice or a replacement for legal console. Please consult a repo company in your area, county, or state if you have any questions about repossession there.

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