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Oregon Repossession Laws - Repo Laws



Because the Repossession Laws - Repo Laws may change from time to time, please check the Oregon Courts website for updated and complete Repossession Laws - Repo Laws in Oregon.



Repossession Laws - Repo Laws in Oregon:


Where do I refer to for Title or License Registration?

For state Title and License Information, refer to:


Oregon Motor Vehicles Division

ATTN: Record Services

1905 Lana Avenue, N.E.

Salem, Oregon 97314


Telephone: (503) 945-5000


Fee for license or registration information is $4.00.

Security Interests:

Shown on title held by lienholder.


Recording Requirements:

All motor vehicles (except boats) are titled and all records kept with the Motor Vehicle Department.

Recovery Requirements:

As per the UCC, repossession is allowed and permitted as long as it is peaceful.

Redemption Requirements:

Creditor may demand loan balance plus expenses. Ten day redemption period for the balance is required.

Deficiency Requirements:

Suit is permitted only if the loss exceeds $2500.00 per party to the security agreement. (i.e. husband & wife increases loss requirement to $5000.00.

Special Motor Vehicle Provisions:

Liens must be registered with the Department of Motor Vehicles and appear on the face of the certificate of title.

Documents Required to Transfer Ownership of Motor Vehicle:

Lien released from title; repossession affidavit; copy of final demand letter and certified mail receipt as proof of mailing; Bill of Sale.


Documents Required for Liquidation:

Out of State Titles or Repossession certificates are required. Oregon titles require a repossession certificate. To transfer title to a repossessed vehicle, the documents needed are: (1) The Original Title endorsed by the lienholder; (2) Notarized Affidavit of Repossession; (3) A copy of the final demand letter with its certified mail receipt attached.



Remain with the vehicle (except custom license plates, which remain with owner), and are transferable.


All recovery requirements and fees are current as of 2002. does not warrant the accuracy of these Repossession Laws - Repo Laws or recovery requirements. The Repossession Laws - Repo Laws or recovery requirements listed on are only a starting point for reference, and are not meant to be legal advice or a replacement for legal console. Please consult a repo company in your area, county, or state if you have any questions about repossession there.

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